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Our Company

PCH Mutual Insurance Co, A RRG is an insurance company domiciled in the District of Columbia that only serves the adult residential care industry including small to mid-sized assisted living facilities, adult family homes and home health agencies. PCH is rated A Exceptional by Demotech and is currently registered in 43 states and the District of Columbia, insuring over 1,300 adult care facilities and homes. The insurance company is owned by its policyholders who consist of owner/operators of assisted living facilities and personal care homes that provide ADL to adults only.

The insurance company has a Board of Directors that is comprised of adult residential care facility owners like yourself, lawyers, medical professionals, and insurance specialists. There are no stockholders, meaning profits are kept in the company and passed to members via savings and dividends. PCH Mutual is also a non-assessable insurance company meaning there are no surprise requests for more premium later.

Mission Statement

The mission of PCH Mutual Insurance Company, A Risk Retention Group, Inc. is to provide liability insurance and risk reduction tools including best practices to its Members consisting of small to medium sized personal care homes and assisted living facilities throughout the United States.