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Bringing Specialty Insurance to You

PCH Mutual Insurance Co., Inc., a risk retention group (RRG), believes in the unique benefits of small and mid-sized facilities for seniors and those with special needs. Whether you operate an assisted living facility, residential care facility, personal care home, adult family home, adult foster home, or home health/companion care agency we are here to support your extraordinary ability to bring personal service to your residents, clients and families. As a risk retention group designed specifically to serve your industry, we bring that same personal touch to your insurance experience. Click here to get a rapid quote now

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Bringing Specialty Insurance to You

PCH Mutual Insurance Co., Inc., a RRG, believes in the unique benefits of small and mid-sized facilities for seniors and those with special needs. Whether you operate an assisted living facility, residential care facility, personal care home, adult family home, adult foster home, or home health/companion care agency we are here to support your extraordinary ability to bring personal service to your residents, clients and families. As a risk retention group designed specifically to serve your industry, we bring that same personal touch to your insurance experience. Click here to get a rapid quote now

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The PCH Difference

PCH is not your typical commerical insurance carrier. We are owned by you and your fellow caregivers, coming together to share each other’s burden and shoulder the risk collectively. We don’t operate to generate profits, we simply work to keep the company healthy so we have everything you need to serve you when you need us the most.
When you speak, PCH listens. Because you asked for it we now offer, online applications, risk management tools, access to continuing education, sample risk mitigation forms and other innovative programs. We eliminated deductibles, created programs to protect property, yours and your resident’s, and now offer companion workers compensation coverage. PCH policies also offer regulatory coverage for your costs associated with regulatory disputes and employment practices liability insurance.
We’re excited to announce we are now offering automatic renewal for eligible members. In 2018 we launched the Memory Box Initiative and our Loss Impact Hotline that gives members free, immediate access to an attorney in their state when something goes wrong. PCH is committed to giving our members what they need so they may focus on the important task of caring for their residents.
Memory Box Initiative
PCH Loss Impact Hotline
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Top Rated Insurance

PCH Mutual has achieved the highest financial stability rating from Demotech, Inc., the first financial analysis company to review and rate specialty insurance companies like ours. Such ratings are a leading indicator of an insurer’s financial stability, providing an objective baseline of its anticipated future solvency. Such ratings are a leading indicator of an insurer’s financial stability.  This rating reflects Demotech, Inc.’s confidence in PCH Mutual’s ability to comfortably meet its future payment obligations regardless of general economic conditions.

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PCH Mutual Insurance Co, A RRG is an insurance company domiciled in the District of Columbia that only serves the adult residential care industry including small to mid-sized assisted living facilities, adult family homes and home health agencies. PCH is rated A Exceptional by Demotech and is currently registered in 43 states and the District of Columbia, insuring over 1,300 adult care facilities and homes. The insurance company is owned by its policyholders who consist of owner/operators of assisted living facilities and personal care homes that provide ADL to adults only.

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