PCH Mutual brings speciality insurance to you.
You provide personal service to your residents, clients and families. As a risk retention group designed specifically to serve your industry, we bring that same personal touch to your insurance experience.




Our Mission
The PCH Difference
PCH Mutual is not your typical commercial insurance carrier. We are owned by you and your fellow caregivers, coming together to share each other’s burden and shoulder the risk collectively.
Member Benefits
A dedicated Claims Department for our members
When members need to report an incident or submit a claim, they know they’re in good hands.
I probably would not be in business anymore had it not been for the insurance PCH Mutual made available. As a small facility owner I can barely keep my head above water. It is wonderful having an advocate who goes to bat for me.
– ANNIE FEHNEL
Morning Star Manor, Inc.
I submitted an online quote and received a response almost immediately. Now we have peace of mind knowing that we are covered should something happen.
– ARNOLD BLANKSON
Mountain View Care Home


Resident Stories
Our Resident Stories Initiative helps your residents share their lives and build connection.
Each of your residents is a unique individual with a story to tell– that’s why we developed the Resident Stories Initiative. Our guided questionnaire encourages your residents to share details of their families, careers, and lives so they can connect more deeply with staff and fellow residents.
From our blog
Recent Posts


Managing Light Exposure to Improve Wellness in Long Term Care Facilities
Creating a practice for optimal light exposure throughout the day is the single most important
way to improve sleep and mood, which benefit a slew of other health indicators.


Making Conversation: The Age-old Art of Asking Interesting Questions
Engaging with seniors through meaningful conversation is an important part of their socialization and has been shown to be particularly important for their well-being.


On Notice: What Constitutes Pandemic Preparedness in Long Term Care Today
Few people were prepared for the coronavirus pandemic, and that includes many assisted living facilities. This is the time to assess what went wrong and how to achieve true pandemic preparedness going forward.