PCH Mutual brings speciality insurance to you.
You provide personal service to your residents, clients and families. As a risk retention group designed specifically to serve your industry, we bring that same personal touch to your insurance experience.




Our Mission
The PCH Difference
PCH Mutual is not your typical commercial insurance carrier. We are owned by you and your fellow caregivers, coming together to share each other’s burden and shoulder the risk collectively.
Member Benefits
A dedicated Claims Department for our members
When members need to report an incident or submit a claim, they know they’re in good hands.
I probably would not be in business anymore had it not been for the insurance PCH Mutual made available. As a small facility owner I can barely keep my head above water. It is wonderful having an advocate who goes to bat for me.
– ANNIE FEHNEL
Morning Star Manor, Inc.
I submitted an online quote and received a response almost immediately. Now we have peace of mind knowing that we are covered should something happen.
– ARNOLD BLANKSON
Mountain View Care Home


Resident Stories
Our Resident Stories Initiative helps your residents share their lives and build connection.
Each of your residents is a unique individual with a story to tell– that’s why we developed the Resident Stories Initiative. Our guided questionnaire encourages your residents to share details of their families, careers, and lives so they can connect more deeply with staff and fellow residents.
From our blog
Recent Posts


The Importance of Fall Prevention and Communication in Long Term Care
Preventing falls is the first line of defense in mitigating injuries and decreasing liability. Having
preventative measures in place is essential for creating a safe environment for your residents.


Using the PCH Hotline: Free Expert Advice and Support for Long Term Care Facilities
PCH provides a unique and valuable member benefit to alleviate concerns with our Loss Impact Hotline, providing confidential help and expert advice, free of charge.


Specialized Diets for Senior Care
It is important to understand the types of diets recommended for your residents’ health conditions and dietary needs but can be difficult to know which foods should be included and avoided in specialized diets. Take steps to educate yourself and your staff on specialized diets.