PCH Mutual brings speciality insurance to you.

You provide personal service to your residents, clients and families. As a risk retention group designed specifically to serve your industry, we bring that same personal touch to your insurance experience.

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Our Mission

The PCH Difference

PCH Mutual is not your typical commercial insurance carrier. We are owned by you and your fellow caregivers, coming together to share each other’s burden and shoulder the risk collectively.

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Member Benefits

A dedicated Claims Department for our members

When members need to report an incident or submit a claim, they know they’re in good hands.

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I probably would not be in business anymore had it not been for the insurance PCH Mutual made available. As a small facility owner I can barely keep my head above water. It is wonderful having an advocate who goes to bat for me.

– ANNIE FEHNEL
Morning Star Manor, Inc.

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I submitted an online quote and received a response almost immediately. Now we have peace of mind knowing that we are covered should something happen.

– ARNOLD BLANKSON
Mountain View Care Home

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Resident Stories

Our Resident Stories Initiative helps your residents share their lives and build connection.

Each of your residents is a unique individual with a story to tell– that’s why we developed the Resident Stories Initiative. Our guided questionnaire encourages your residents to share details of their families, careers, and lives so they can connect more deeply with staff and fellow residents.

From our blog

Recent Posts

Caregiving Culture in the Philippines

A Global Perspective on Elder Care: Understanding Filipino Caregiving Culture

In our latest elder care blog, we spotlight Josie Golla, a Filipino-American caregiver and former adult family home owner, who shares how Filipino caregiving values shape her approach to elder care. Discover how these cultural traditions influence the caregiving industry and why Filipino caregivers are recognized worldwide for their dedication.

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PCH Celebrates 20 Years

As PCH Mutual hits its 20-year mark, we’re more committed than ever to supporting caregivers. From new resources and benefits to an inspiring Q&A with Dr. BJ Miller, our recent gathering in Ojai, CA, was a moment to honor our members and reflect on PCH’s growth and vision for the future.

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PCH Welcomes New Directors

PCH is thrilled to welcome two new members, Ian Davis and Karen Woodbury Cordero, to our Board of Directors. They bring valuable expertise consistent with our mission to provide high quality insurance designed specifically for closely-held and family-owned adult care homes and residential facilities.