Reporting a Claim

Reporting a claim or an incident that may give rise to a claim within 60 days is essential to your insurance coverage.

To report a claim or an incident that may give rise to a claim, please call your broker/agent.

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When Do You Call?

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Unexpected Accident

A resident experiences an accidental, unexpected injury or illness

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Angry Family

A family is angry after a resident experiences an accidental, unexpected injury or illness

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Summons Received

You receive a summons or complaint

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Attorney Letter

You receive a letter from an attorney regarding a resident or former resident

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Complain Filed

A complaint is filed against you with the state by a resident or their family
NOTE: Even if you are cleared, or not cited by the state, please call to report the incident/complaint.

PCH can help with $5,000 in coverage to pay an attorney to represent you

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Accused Criminal

You or an employee are accused of criminal conduct relating to the care of residents

PCH can help with $5,000 in coverage to pay an attorney to represent you

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Threaten to Sue

Anyone threatens to sue you

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Call Hotline if Unsure

Unsure? Call our anonymous Loss Impact Hotline at +1 800 673 2558+1 800 673 2558

PCH policies have no deductible, and your premium will not increase due to incident reports. It's always in your best interest to report any of the above situations promptly-the sooner you report, the sooner we can help.