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The PCH Difference

PCH is not your typical commerical insurance carrier. We are owned by you and your fellow caregivers, coming together to share each other’s burden and shoulder the risk collectively. We don’t operate to generate profits, we simply work to keep the company healthy so we have everything you need to serve you when you need us the most.
When you speak, PCH listens. Because  you asked for it we now offer, online applications, risk management tools, access to continuing education, sample risk mitigation forms and other innovative programs. We eliminated deductibles, created programs to protect property, yours and your resident’s, and now offer companion workers compensation coverage. PCH policies also offer regulatory coverage for your costs associated with regulatory disputes and employment practices liability insurance.
We’re excited to announce we are now offering automatic renewal for eligible members.
In 2018 we launched the Memory Box Initiative and our Loss Impact Hotline that gives members free, immediate access to an attorney in their state when something goes wrong. PCH is committed to giving our members what they need so they may focus on the important task of caring for their residents.